Student nurse insurance
When you are accepted into nursing school, the school that you are attending will have insurance, and so will the facilities where you will do your clinicals.
So why, when you’re a starving student, would you want to consider parting with what little money you have to pay for your own insurance as well?
Because this is America, and anyone can sue anybody for anything. This doesn’t mean that they’ll win, but it means that the person being sued has to undergo the stress and expense of a lawsuit. No matter how careful you are, no matter how responsible you are, if you are carrying out your duties as a student nurse and something goes wrong - you can be sued.
Now, if you are named as a party in a lawsuit for something that happens while you are a nursing student, you should be covered by either your school, or the facility that you are in, or both. SHOULD. That’s the operative word here. What if the school or the facility’s interpretation of the facts is different than what you believe is true? What if you feel that they are not defending you to the extent that they should?
You are much better off self-insuring, for a small amount of money per month that will give you huge peace of mind. NSO is one insurance organization that comes highly recommended, and is used by nurses throughout their career.